I recently saw a post on Facebook from a fellow federal employee with a simple question. Should they take a refund of their FERS contribution if they leave government service after 9 years? I wanted to dig into this a little as I am currently sitting at 9 years...
Proper Planning Prevents Piss Poor Performance (The 6 P’s)
Last week I listened to a podcast from ChooseFI with Cody Berman from FlytoFI.com. Cody presented some great concepts to reduce the cost of college. I wanted to focus on one more today that I didn’t hear mentioned. Planning your path. Before starting college there are some things a...
5 Things to Do to Reduce Vet Costs
Being married to a veterinarian lets me view things from a different perspective than the average consumer. Many people complain that vet costs are really high. Pets are not cheap and like human they will require medical care at some point in their lives. Lady Kit is an emergency...
Mortgage Snowball or Mortgage Avalanche
Depending on your personal risk tolerance paying off the mortgage early can be either a good thing or a bad thing. When most people consider paying off a mortgage early they are planning to either refinance to a shorter term or make additional payments. We just closed on a...
What I Pay To Go To Work
Lady Kit and I sold our house (article still to be written) in January 2018 and I relocated Monterey, CA where she has been living for two years. As part of this transition I took a new job with a $30,000 pay cut. As I mentioned in that article,...