Analysis

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5 Things to Do to Reduce Vet Costs

Being married to a veterinarian lets me view things from a different perspective than the average consumer.  Many people complain that vet costs are really high.  Pets are not cheap and like human they will require medical care at some point in their lives. Lady Kit is an emergency...

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Mortgage Snowball or Mortgage Avalanche

Depending on your personal risk tolerance paying off the mortgage early can be either a good thing or a bad thing. When most people consider paying off a mortgage early they are planning to either refinance to a shorter term or make additional payments.  We just closed on a...

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What I Pay To Go To Work

Lady Kit and I sold our house (article still to be written) in January 2018 and I relocated Monterey, CA where she has been living for two years.  As part of this transition I took a new job with a $30,000 pay cut. As I mentioned in that article,...

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FERS Series – Part 2 – Where to Invest

We have our TSP setup and money is flowing into our account at some where between 10% (5% from us and 5% of free money from the government) and $18,000 a year.  We’re all set, we can just sit back, work hard at our job, and then retire when...

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