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Puppy in Crate

5 Things to Do to Reduce Vet Costs

Being married to a veterinarian lets me view things from a different perspective than the average consumer.  Many people complain that vet costs are really high.  Pets are not cheap and like human they will require medical care at some point in their lives. Lady Kit is an emergency...

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Our soon to be home

Mortgage Snowball or Mortgage Avalanche

Depending on your personal risk tolerance paying off the mortgage early can be either a good thing or a bad thing. When most people consider paying off a mortgage early they are planning to either refinance to a shorter term or make additional payments.  We just closed on a...

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