I mentioned in a previous post that I was thinking of buying an electric vehicle (EV). I actually did end up buying an EV. I did something that many FI communities (MMM I’m looking at you) abhor, I bought a brand new car (and I got a loan on...
Analysis
Don’t Withdraw your FERS contributions if you Started Before 2013!
I recently saw a post on Facebook from a fellow federal employee with a simple question. Should they take a refund of their FERS contribution if they leave government service after 9 years? I wanted to dig into this a little as I am currently sitting at 9 years...
5 Things to Do to Reduce Vet Costs
Being married to a veterinarian lets me view things from a different perspective than the average consumer. Many people complain that vet costs are really high. Pets are not cheap and like human they will require medical care at some point in their lives. Lady Kit is an emergency...
Mortgage Snowball or Mortgage Avalanche
Depending on your personal risk tolerance paying off the mortgage early can be either a good thing or a bad thing. When most people consider paying off a mortgage early they are planning to either refinance to a shorter term or make additional payments. We just closed on a...
What I Pay To Go To Work
Lady Kit and I sold our house (article still to be written) in January 2018 and I relocated Monterey, CA where she has been living for two years. As part of this transition I took a new job with a $30,000 pay cut. As I mentioned in that article,...