I am still behind on posting and even just keeping up with monthly financials. Admittedly it isn’t because I haven’t had the time, but because I haven’t prioritized things. I definitely had some days where I got home from work with the intention of writing, but just felt so mentally drained I just checked out with Netflix for video games. I’m caught up on a few things now, so I can get at least a few things posted.
Income
August was another high month for income, but I expect it to go down a bit for the rest of the year. Lady Kit’s income included final paychecks from her last job for hours worked in July. We also bought an Electric Vehicle in July and received $1,500 from our county’s air resource board and $500 from our electric company.
I am so proud of Lady Kit for being able to follow her passion (and so lucky that her passion is a well-paying career). After four long years of Vet school plus a one year internship our investment in her education is definitely paying off.
Expenses
One-time expenses always seem to blow things out of the water. Our monthly expenses were lower this month than in July, but higher than I would like. Once again there are no housing related expenses (mortgage/rent) since our first mortgage payment isn’t due until September.
The biggest item this month was insurance at $1,733 for six months. This includes full coverage on our new EV, and liability only on our 6 year old Forester.
Our grocery bill was pretty high this month mostly because we were restocking the refrigerator at our new house. Home improvement included building two new gates to enclose an area for our puppy to be able to run outside. A lot of amazon stuff this month was related to the new house.
Everything else seems pretty minor or trending in a good direction.
Net Worth
We crossed $400,000 this month for the first time. I was hoping we would hit the half-million mark this year, but that doesn’t look likely. Cryptocurrency had a nice bounce back in April, but it has tanked again since then (that is the risk with speculation). Our net worth jumped approximately $29k this month thanks to the high income and favorable returns in the stock market.